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Length of Credit

Updated: Apr 9, 2019

The amount of time you’ve had your credit makes up 15% of your credit score. The age on your tradelines is very important to lenders because it shows that you have paid your bills on time. Reliability and longevity are good traits for additional credit, so don’t close old accounts. If you have too many accounts, you can close some accounts that are new with low limits.



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